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It has become quite apparent the major banks have an issue with the cost of funding, as bank funding continues to rise*. Market chatter suggests that when the Reserve Bank of Australia “RBA” meets on Tuesday 7 February, the cash rate will be reduced by another 0.25...

Here are some important questions that small business owners should be asking themselves: •    Are your current loan facilities at a competitive interest rate? •    Is your business structured correctly? •    Are your loan facilities structured correctly? •    Do you minimize your tax effectively with your current business structure? •  ...

As I write this, we await the decision of the RBA this afternoon on monetary policy. The question we all want to know is, will an interest rate reduction be passed? And if we have an interest rate reduction, will the banks pass the interest...

For most people this all sounds too complicated. Will it work work for me? is the question often asked. In real terms it takes just a little organising with your accountant for the SMSF, and the rest you can leave up to us. After that, all...

Isn’t great to be in business for yourself with your family? No bosses, no clock, no targets and of course no stress! Yes, I know - I can hear you from here: “You can’t be serious! I have never worked so hard in all my life....

Residential Security Interest Rates Variable 6.72% p.a. 1 Year Fixed 6.09% p.a. 3 Year Fixed 6.19% p.a. 5 Year Fixed 6.69% p.a. Commercial Security Interest Rates Variable 7.58% p.a. 1 Year Fixed 6.56% p.a. 3 Year Fixed 6.68% p.a. 5 Year Fixed 7.08% p.a. As you can see, the fixed interest rates are less than...

With banks continually haggling for new business, with reduced interest rates for new borrowers the next BIG question is, "who do I choose to go with?" If you do not have a competitive interest rate for your home loan or business loan, then you might be...

The general current outlook on interest rates is that they are set to fall even further. Residential and commercial property interest is very competitive at below 6.99%, and many lenders and banks still have not reduced their interest rates for existing clients and will not...

Many small business owners do not see the benefit of superannuation because they expect that the proceeds from the sale of their business will be their super when they make the decision to retire. Unfortunately this is a plan dependent on only one option, and that...

Have you thought about leasing equipment or a vehicle, or are you looking to upgrade? If you have equipment or a motor vehicle that has reached its use by date, now is the time to update, with interest rates for leasing on new equipment...